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BORROWER BENEFITS
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Low down payment (10% in most cases)
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Low, fixed interest rate on 504
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Long term financing
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Includes soft costs such as furniture, fixtures and fees
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Stable monthly payments
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Preserves working capital
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No future balloon payments
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Can include leasehold improvements
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Up to $5 million for SBA portion of loan ($5.5 million for manufactures and energy public policy goal), no limit on overall project size
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Own instead of lease
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The 504 Loan Program can be used multiple times
We help local businesses expand and grow!
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