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FAQs

How Long Does The Process Take?

Can I Finance Working Capital And Inventory?

How Much Can I Finance?

Are There Occupancy Requirements?

Is There a Prepayment Penalty?

What Are The Equity Requirements?

Can Equity In Land Be Used For The Borrower Injection?

Are Businesses Owned By Non-US Citizens Eligilbe?

Fair Lending Policy
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In keeping with its economic development mission, SBCC is committed to the principles of fair or equal opportunity lending.  A consistent and high level of assistance and servicing will be provided to all small business or business owners regardless of race, national origin, religion, sex, age, marital status, disability, receipt of public assistance, or other factors.  Underwriting standards will be applied fairly and consistently permitting access to credit for  abroad range of customers.  Applicants with equivalent credit qualifications will receive the same consideration.
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